Applying to ALTCS in Mesa, Arizona
There are a lot of questions in regards to ALTCS in Mesa, Arizona. One of the main questions we get is do I meet the income qualifications? If so, do I medically qualify? We can help provide guidance for either one of these questions. Additionally, we are based in Phoenix, AZ so not only are we local, but we can come to you if necessary.
How Long Does the ALTCS Application Take?
Whether you are looking for ALTCS in Mesa to cover in-home care, assisted living, or to help pay for medical costs, it’s definitely a good option to look into. Before beginning the application, it is good to understand whether or not you will qualify. This is because each application is unique and depending on your individual circumstances, the application may be difficult. On average, applications take anywhere from 60-90 days or longer. Nobody wants to spend time on something only to wind up failing after 60-90 days of work. Give us a call today for a free consultation and we can point you in the right direction.
What is Required for the ALTCS Application?
The ALTCS application consists of both a financial and a medical portion. Financially, an applicant must have less than $2,000 in total countable resources and make under a certain amount of income each month. The income limit changes yearly. If you or your loved one have over $2,000 and attempt to apply, the state will fail the application. ALTCS will advise you to spend down your money until you are below the $2,000 limit and then apply once you are there. While this is one way to do it, it may not be the best decision for everyone.
For example, if you are living in a long-term care facility that costs $3,000/month, but you only have $10,000 left in the bank, you may be wondering how it is possible to spend down below $2,000 before applying if the application takes 60-90 days on average. The state’s guidance doesn’t makes sense for scenarios like this.
Can I Apply to ALTCS if I am Over Assets?
However, there are strategies to apply while you are over assets and sometimes you can even save money. This is why it is useful to consult with a professional. For years, we have been helping seniors save money while still getting approved for ALTCS. We understand that many people do not have the luxury of applying after they have spent down their savings.
Often, people are in a time crunch. The state’s guidance works great if you live with family, but for those in long-term care settings, this would result in an eviction. Since ALTCS does not expedite applications, you can always expect 60-90 days per application so it pays to plan ahead.
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